Terms of Service

Last Updated: June 22, 2026

Welcome to D KING Agency, LLC ("D KING Agency," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, insurance services, communications, and related offerings.

By accessing our website, submitting forms, requesting insurance quotes, scheduling consultations, or using our services, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use our services.

Business Information

D KING Agency, LLC

📍 2421 Callender Road, Suite 137
Mansfield, Texas 76063

📞 +1 (972) 440-0032

📧 [email protected]

🌐 https://www.ad.dkingagency.com/

1. Acceptance of Terms

By using our website or services, you confirm that:

You are at least 18 years old or have parental or guardian permission.

You are legally capable of entering into binding agreements.

Any information you provide is accurate, complete, and truthful.

If you use our services on behalf of another person, organization, or business, you represent that you have authority to do so.

2. Description of Services

D KING Agency, LLC is an independent insurance agency specializing in:

Commercial Trucking Insurance

Commercial Auto Insurance

General Liability Insurance

Business Insurance

Personal Auto Insurance

Homeowners Insurance

Life Insurance

Annuities

Insurance Reviews and Policy Consultations

Insurance Quote Services

We reserve the right to modify, discontinue, or update services at any time without notice.

3. Insurance Quotes & Coverage

All insurance quotes are subject to:

Carrier approval

Underwriting review

Verification of information provided

Applicable state regulations

Insurance quotes do not constitute coverage and are not binding until:

An application is approved

Required premiums are paid

Coverage is formally bound by the insurance carrier

Coverage terms, premiums, deductibles, and availability may vary depending on underwriting guidelines and eligibility requirements.

4. Customer Responsibilities

When requesting insurance quotes or services, you agree that:

Information submitted is accurate and complete.

You will promptly notify us of any material changes affecting coverage.

You will review all policy documents carefully.

You will notify us of any errors or discrepancies.

Providing false, misleading, or incomplete information may result in:

Coverage denial

Policy cancellation

Claim denial

Other actions taken by the insurance carrier

5. User Submissions

If you submit documents, applications, photographs, reviews, testimonials, insurance information, or other content to us, you grant D KING Agency a non-exclusive, royalty-free license to use, reproduce, and display such content solely for the purpose of providing services and operating our business.

You represent that:

You own or have permission to submit the content.

The content does not violate any laws or third-party rights.

The information provided is accurate and lawful.

6. Acceptable Use

You agree not to:

Use the website for unlawful purposes.

Attempt unauthorized access to our systems.

Interfere with website functionality or security.

Upload malicious software or harmful code.

Use bots, scraping tools, or automated systems without permission.

Harass, threaten, abuse, or impersonate employees, representatives, or other users.

Violation of these Terms may result in restricted access, termination of services, or legal action.

7. Intellectual Property

All website content, branding, logos, graphics, text, forms, images, software, and design elements are owned by D KING Agency, LLC or licensed to us and are protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or exploit our content without prior written permission.

8. Third-Party Links

Our website may contain links to third-party websites, insurance carriers, payment processors, social media platforms, or other external resources.

We are not responsible for the content, privacy practices, security measures, or policies of third-party websites.

Accessing third-party websites is done at your own risk.

9. SMS & Electronic Communications

By providing your phone number and opting in to receive text messages, you consent to receive SMS communications from D KING Agency, LLC regarding commercial trucking insurance, business insurance, policy servicing, insurance quote requests, renewal reminders, appointment confirmations, customer support, educational content, and promotional offers.

SMS Messaging Terms

You can cancel the SMS service at any time. Just text "STOP" to +1 (972) 440-0032.

After you send the SMS message "STOP" to us, we will send you an SMS message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

If you want to join again, simply sign up as you did the first time, and we will begin sending SMS messages to you again.

If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can contact us directly at:

Email: [email protected]

Phone: +1 (972) 440-0032

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for any messages sent to you from us and to us from you.

Message frequency varies based on your interactions with D KING Agency, including quote requests, policy servicing activities, renewal notifications, appointment reminders, customer support conversations, and marketing communications.

If you have questions about your text plan or data plan, it is best to contact your wireless provider.

No mobile opt-in information or consent will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent are not sold or shared with third parties.

If you have questions regarding privacy, please review our Privacy Policy at:

https://www.ad.dkingagency.com/privacy-policy

10. Disclaimer of Warranties

All services and website content are provided "as is" and "as available" without warranties of any kind, express or implied.

D KING Agency makes no guarantees regarding:

Coverage approval

Carrier acceptance

Premium rates

Insurance availability

Claim outcomes

Policy issuance

Specific insurance results

All insurance decisions remain subject to the underwriting guidelines and approval of the applicable insurance carrier.

11. Limitation of Liability

To the fullest extent permitted by law, D KING Agency, LLC and its owners, employees, affiliates, contractors, agents, and representatives shall not be liable for:

Indirect damages

Incidental damages

Consequential damages

Special damages

Loss of profits

Loss of business opportunities

Loss of data

Business interruption

Our total liability shall not exceed the amount paid by you, if any, for services directly related to the claim giving rise to liability.

12. Indemnification

You agree to defend, indemnify, and hold harmless D KING Agency, LLC from any claims, damages, liabilities, losses, expenses, or legal fees arising from:

Your use of our services

Your violation of these Terms

Your violation of applicable laws or regulations

Your infringement of third-party rights

Any inaccurate information provided by you

13. Governing Law

These Terms shall be governed by and interpreted under the laws of the State of Texas.

Any disputes arising from these Terms or our services shall be resolved exclusively in the state or federal courts located in Texas.

14. Changes to These Terms

We reserve the right to modify these Terms at any time.

Updated versions become effective immediately upon posting to our website.

Continued use of our website or services following any updates constitutes acceptance of the revised Terms.

15. Contact Us

If you have any questions regarding these Terms of Service, please contact us:

D KING Agency, LLC

📍 2421 Callender Road, Suite 137
Mansfield, Texas 76063

📞 +1 (972) 440-0032

📧 [email protected]

🌐 https://www.ad.dkingagency.com/